Please enter your **first name**, **middle name** (if any), and **surname** exactly as it appears on official documents. This helps avoid confusion or disputes later.

At the moment, WillWise is only available for Scottish residents. We’ve saved your email and will notify you when we launch in your area.

Please include the full names of your chosen guardians. You can include a main guardian and a backup.

Example:
“If my wife, Sarah Gordon, is unable to care for our son — due to death, illness, or incapacity — then I would like my sister, Jennifer Lawson, to be his guardian.”

This is the person responsible for carrying out your wishes and handling your estate. Most people choose a spouse, adult child, sibling, or solicitor.

Tip: Use their full name, and optionally include their address.

You can leave instructions about the type of funeral you’d prefer — or leave it up to your loved ones.

Example:
“I would like to be cremated and have my ashes scattered at Gullane beach.”
or
“I don’t want a religious ceremony — just a simple gathering of friends and family.”

This helps us assess whether Inheritance Tax (IHT) might apply to your estate.

The standard nil-rate band is £325,000. This includes:

• Your home and any other property (UK or overseas)
• Savings, investments, pensions
• Valuables such as vehicles, jewellery, or collectibles

You may qualify for a higher threshold:

• Up to £500,000 if your home is passed to children or grandchildren
• Up to £1 million for couples combining unused allowances
• Charity gifts and business or agricultural assets may reduce the tax owed

Important: If you believe your estate might exceed the threshold — especially if it includes lifetime gifts, business assets, or foreign property — we strongly recommend seeking advice from a qualified financial adviser or solicitor before proceeding.

This is where you can leave special items or amounts of money to specific people.

Think about:

• Personal items with sentimental value (e.g. jewellery, heirlooms, tools)
• Cash gifts to family, friends, carers, or charities

Example:
“I’d like my engagement ring to go to my daughter, Sarah Gordon.
£1,000 each to my nieces, Lily and Ava.
My collection of vinyl records to my brother, Mark.”

If you don’t wish to leave anything specific, feel free to leave this blank.

This is the most important part of your will. After debts and specific gifts are dealt with, your residuary estate includes everything that’s left — your home, savings, possessions, pensions, etc.

What to include:

• Who should receive the rest of your estate?
• If your first choice dies before you, who should receive it instead?
• Should it be split between several people (e.g. 50% each)?

Example:
“I leave 100% of my residuary estate to my wife, Sarah Gordon. If she dies before me, then divide it equally between our children, Jack and Isla.”

You can name as many people as you like. Be clear with names and percentages if splitting.

Digital assets are easy to overlook — but they’re part of your legacy too.

Examples of digital assets:

• Email and social media accounts (e.g. Facebook, Instagram, Gmail)
• Online subscriptions or cloud storage
• Cryptocurrency wallets or NFTs
• Online banking or investment accounts
• Digital businesses (e.g. Etsy, YouTube, Shopify)

If you'd like someone to manage, close, or preserve any of these, list them here along with who should handle each one.

Example:
“I’d like my brother, Michael Gordon, to close my Facebook and Gmail accounts, and transfer my Coinbase crypto wallet to my wife.”

Important: WillWise does not store or collect passwords. We recommend using a secure password manager (such as 1Password or LastPass), and leaving clear instructions for your executor about where your password information is stored — if you wish.

This section is optional — but it can save your loved ones time, stress, and confusion.

Pets are family too — and it’s important to make sure they’re looked after.

You can include:

• Who should care for your pet(s)
• Any financial gift to help with their care
• Special routines, allergies, or quirks worth knowing

Example:
“My dog, Ruby, should be adopted by my cousin James Marshall. I’d like £500 to go towards her care.”

This step is optional — but it brings peace of mind knowing your pets won’t be forgotten.

Leaving a gift to charity in your will is a powerful way to make a lasting difference.

You can:

• Donate a fixed amount (e.g. £500)
• Leave a percentage of your estate (e.g. 5%)
• Specify a cause or named charity

Example:
“I would like to leave £1,000 to the British Heart Foundation.”

Gifts to UK-registered charities are inheritance tax-free — and may reduce the overall tax on your estate if 10% or more is donated.